When Can I Change My Benefits Coverage?

Internal Revenue Service (IRS) rules permit you to change your benefit enrollment decisions when you experience a qualified life event, such as:

Marriage, Legal Separation, Divorce
Birth, Adoption, Legal Guardian, Death
Change in Employment Status and/or Benefits Eligibility
(for you, your spouse or dependent)

To initiate a change in coverage due to a qualified event, you must notify Montefiore’s HR Benefits Office at 914.349.8531 or email [email protected] within 30 days of the change, otherwise you will have to wait until the next fall annual election period to modify your coverage and/or to add newly eligible family members.

After you log in to your account, Life Events explains how changes in your marital, family and employment status affect your benefits. See general and work-related suggestions and resources for ‘What to Think About and What to Do’ when you experience a Life Event.

This site provides only highlights of the Montefiore‘s Benefits & Wellness Programs and does not attempt to cover all details. Complete details are contained in the Plan documents and/or insurance company contracts, which legally govern the Program and which are controlling in the event of the conflict. Montefiore expects to continue these plans indefinitely, but reserves the right to change, modify or terminate the Plans in whole or in part, at any time and for any reason. In addition, the tax treatment of these benefits is subject to change without notice, as determined by federal, state or local tax authorities.