What Benefits Does Medicare Provide?

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If you are eligible for Medicare, you can choose from a range of health plans. The Original Medicare Plan is available in all locations. However, not all of the other choices may be available in your area. A “Medicare Personal Plan Finder” is available online at www.medicare.gov to help you choose the plan in your area that’s best for you.

Medicare's publication "Medicare & You" explains the rules about which health care services and supplies Medicare covers, what specific benefits you can get, and when you can get them. It also explains how much Medicare pays for each service, and how much you pay.

2024 Medicare Deductibles and Copayments

Each year, the U.S. Department of Health and Human Services, Center for Medicare & Medicaid Services reviews and revises Medicare's deductibles and copayments. The 2024 deductibles and copayments are shown below.

Medicare Part A (Hospital Benefits)

2024 Annual Hospital Deductible

$1,632

Daily Copayment for the 61st through the 90th Day of In-Hospital Care

$408

Daily Copayment for the 91st through the 150th Day (60-Day Lifetime Reserve) of In-Hospital Care

$816

Daily Copayment for the 21st through the 100th Day in a Skilled Nursing Facility 

$204

Medicare Part B

Annual Part B Deductible

$240

Medicare Part D

Part D Income-Related Monthly Adjustment Amount (D-IRMAA)

$12.90 to $81.00

Medicare Part A (Hospital Benefits) For 2016
Annual hospital deductible $1,600
Daily copayment for the 61st through the 90th day of in-hospital care $400
Daily copayment for the 91st through the 150th day (60-day lifetime reserve) of in-hospital care $800
Daily copayment for the 21st through the 100th day in a skilled nursing facility (following a hospital stay of at least three days) $200
Medicare Part B  
Annual Part B deductible $226
Medicare Part D  
Part D Income-Related Monthly Adjustment Amount (D-IRMAA) $12.20 to $76.40