What Benefits Does Medicare Provide?
If you are eligible for Medicare, you can choose from a range of health plans. The Original Medicare Plan is available in all locations. However, not all of the other choices may be available in your area. A “Medicare Personal Plan Finder” is available online at www.medicare.gov to help you choose the plan in your area that’s best for you.
Medicare's publication "Medicare & You" explains the rules about which health care services and supplies Medicare covers, what specific benefits you can get, and when you can get them. It also explains how much Medicare pays for each service, and how much you pay.
2021 Medicare Deductibles and Copayments
Each year, the U.S. Department of Health and Human Services, Center for Medicare & Medicaid Services reviews and revises Medicare's deductibles and copayments. The 2021 deductibles and copayments are shown below.
Medicare Part A (Hospital Benefits)
2021 Annual Hospital Deductible
$1,484
Daily Copayment for the 61st through the 90th Day of In-Hospital Care
$371
Daily Copayment for the 91st through the 150th Day (60-Day Lifetime Reserve) of In-Hospital Care
$742
Daily Copayment for the 21st through the 100th Day in a Skilled Nursing Facility
$185.50
Medicare Part B
Annual Part B Deductible
$203
Medicare Part D
Part D Income-Related Monthly Adjustment Amount (D-IRMAA)
$12.30 to $77.10
| Medicare Part A (Hospital Benefits) | For 2016 |
|---|---|
| Annual hospital deductible | $1,288 |
| Daily copayment for the 61st through the 90th day of in-hospital care | $322 |
| Daily copayment for the 91st through the 150th day (60-day lifetime reserve) of in-hospital care | $644 |
| Daily copayment for the 21st through the 100th day in a skilled nursing facility (following a hospital stay of at least three days) | $161 |
| Medicare Part B | |
| Annual Part B deductible | $166 |
| Medicare Part D | |
| Part D Income-Related Monthly Adjustment Amount (D-IRMAA) | $12.70 to $72.90 |