Continuation Coverage Under USERRA

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Continuation Coverage under the Uniformed Services Employment and Re-Employment Rights Act of 1994 (USERRA)

This federal law generally allows individuals called for military service to continue coverage for themselves and their family members for up to 24 months. If military service is for 30 or fewer days, you and your family members can continue coverage at the same cost as before your service began. If military service is longer than 30 days, you and your family members may continue medical, dental and vision coverage through COBRA for up to 24 additional months by paying 102% of the full premium for coverage.

If you don’t continue your benefits during the leave or if you fail to make any of the required payments, you lose coverage effective the end of the month for which the last payment was made. You will receive information concerning your rights under COBRA at that time. When you return from leave, the benefits you had before your leave will be reinstated as required by law unless you have made changes during the fall annual election period or as a result of a qualified status change. If you do not return to employment, Montefiore may collect any unpaid contributions, as permitted by law.

State law may provide additional rights.